Thursday, June 5, 2014

HDFC bank Personal Loan Balance Transfer in Chennai.

www.vijaycapitals.com

Special Offer For the Month
HDFC bank Personal Loan Balance Transfer in Chennai

HDFC Bank personal loan Offers You to Balance Transfer Your Personal Loans with Lowest Interest Rates @ 12.99%* to 14%*. If you have a personal loan from any other bank with a clean repayment record(12 Emi cleared is must), simply opt for HDFC  bank Personal Loan Balance Transfer in chennai and save substantially.


·         Transfer your existing Personal loan clean repayment record(12 Emi cleared is must),  from any bank.
·         Avail lowest on your Personal loan interest rate.
·         Minimum interest rate of 14%.
·         Option to consolidate multiple loans into a single loan.
·         Minimal processing fees.
·         Fast Processing.
·         Repayment through Standing Instruction facility.
·         Easy and Reliable HDFC Personal Loan Process
·         Reduce your interest burden now!
·         ​Good credit history and good repayment track record on your current loan.
·         Free doorstep service for your loan application. Apply online now.

 Pricing Grid for HDFC Personal Loan Balance Transfer.


Loan Outstanding

Rate

PF

0.50 Lacs - 3 Lacs
14.00%
Rs. 999
3.01 Lacs - 5 Lacs
13.75%
Rs. 999
5.01 Lacs - 10 Lacs
13.50%
Rs. 999
10.01 Lacs - 15 Lacs
13.25%
Rs. 999
15.01 Lacs +
12.99%
Rs. 999


Contact: 
955 16 10 484, 98419 32 511, 78 71 620 603, 044 24 84 24 88.

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Tuesday, June 3, 2014

Business Loan in Chennai.

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 Facility Against Credit Card Receivables in Chennai:
With Facility against Credit Card receivables, a merchant outlet with a POS machine can avail of either a Business Loan in Chennai or an Overdraft Facility on the basis of the yearly sales that takes place on the credit card POS machine. Business loan in Chennai of up to Rs. 3 crores can be availed.

Features & Benefits For Business Loan:
  1. Higher eligibility for Self Employed
  2. Loan amounts up to Rs. 3 crores
  3. Flexibility of combining Loan and Overdraft
  4. Lower Processing Fees
  5. Easy repayment option
  6. Collateral free
  7. Competitive interest rates
  8. Quick disbursement
Eligibility for Facility against Credit Card Receivables depends on the following factors:
  1. Establishment is a Sole Proprietorship, Partnership, Private Limited Company or Public Limited Company
  2. Sales through credit cards is over Rs. 60 lakhs
  3. The establishment has had positive profit before tax for the last two (2) years
  4. The business has been in existence for three (3) years or more
  5. The customer owns the premises from which the business is being conducted
Documentation For Business Loan in Chennai:
  1. Twelve month audited credit card sales statement.
  2. Basic financial documentation.
  3. Application form and request for loan letter on the Merchant's letterhead duly stamped and signed.
  4. Partnership Deed in case of a partnership firm, Memorandum and Articles of Association with Certificate of Incorporation in case of a Company.
  5. Latest Annual Returns, which confirms the list of directors in case of Private and Public Limited companies. Audited credit card sales statement giving monthly break-up for a 12 month period on the Chartered Accountant's (CA) letterhead. The CA auditing this statement should be the statutory auditor of the firm and needs to be the same as that on the latest financials as performed enclosed.
  6. Audited financials of the business for the last two financial years. For small merchant establishments that are not required to prepare audited financial statements, Income Tax Returns will be accepted instead.
  7. Net worth Statement and 6 months Business Statement.
  8. Individual Income Tax Returns of proprietor/ partners/ directors (promoters) for the last year.
  9. Copy of proof of identification and proof of address details.
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